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What is excluded from Royal Enfield comprehensive bike insurance?

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The following situations are excluded from the ambit of a comprehensive two-wheeler insurance policy:

  • Normal wear and tear of the bike over a period of time. This includes flat tyres as well.

  • Damages caused when the bike was used without a valid driving license.

  • Losses incurred when the bike was driven by a person who was drunk or intoxicated with drugs.

  • Damages caused when the bike was driven outside the geographical limits mentioned in the policy.

  • Losses incurred while using the bike for illegal purposes, such as organised crime or anti-social activities.

  • Damages caused to the vehicle when it was used for racing, speed testing, etc.

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